In our industry, it’s standard practice to pay suppliers on a net 30 EOM (end of month) basis. Not to mention tax payments, VAT, salaries, and other similar expenses. I found myself constantly searching for funding sources, trying to get through the month and reduce debt, all while trying to bridge the gap between the monthly payments I received from my patients and the payments I needed to make immediately. Many of my patients have become friends over the years, and it has created an awkward situation when they asked for discounts or payment benefits that I couldn’t accommodate.

I was introduced to PAYMENT through a colleague in the industry, and my business transitioned from survival mode to growth mode. PAYMENT transfers funds to me instantly, eliminating collection risks and enabling me to shift from a negative cash flow to a positive one. The impact has been profound: I can finally cover my regular expenses, pay my employees and suppliers on time without stress. I avoided the high interest rates associated with credit lines, allocated budget for marketing to increase the number of clients interested in my treatment programs, and gained stronger negotiating power with suppliers. The ability to pay suppliers immediately has automatically secured me much better prices.